Automated account analysis

with fintract OCR-API.

Automated reading of account and credit card statements simplifies the credit check process.

Our fintract OCR API solution helps you streamline your credit checks and thus accelerate the granting of loans, a mong others things.

It is becoming increasingly important in the financial sector to design processes efficiently due to increasing competition beyond the banking sector and ever-stricter regulatory requirements. Creditworthiness checks can be mapped entirely digitally using the latest technology, which can create customer profiles in no time. It is essential to read out data using automatic text recognition and to output the relevant data in a structured form.

Our OCR interface supports this specifically: the fintract algorithm reliably extracts financial information from bank and credit card statements using AI-supported optical text recognition. Meaningful account transactions, such as salary payments, insurance premiums, pension expenses, and expenditures for children or means of transportation, are effortlessly located and extracted. The data is then reliably transferred to your software via the REST API interface and can thus be quickly processed further, for example, as part of the credit allocation process. This process saves valuable time and costs.


Are you interested in account and data analysis based on state-of-the-art AI technology?
Check out our fino Cockpit. It might be just the right thing for you.

How are account statements and credit card statements
extracted with fintract OCR?

We have been using our OCR successfully for several years and are continuously improving it. As a result, reading individual pieces of information from bank statements and credit card statements is a breeze. These include, among others:

  • Name of the bank or card issuer
  • Number of the bank statement or statement of account
  • Date of the bank statement or statement of account
  • Old account balance
  • New account balance
  • Currency
  • Individual transactions incl., value, posting date, and reason for use

Would you like to automate other documents beyond account and credit card statements?

fintract OCR has already been used for many years in various business areas.
Therefore, we can guarantee fast integration, especially for the digitization of standard documents.

Invoices and receipts

Bank and credit card statements

Transfer forms

Identity documents

Extracts from the commercial register

Payment advices

Delivery notes


Pension information

Insurance policies

COVID-19 proofs

Can't find your
document type?

Individual documents

You would like to digitize additional or particularly extensive documents?
No problem – we are constantly expanding our product range and
continuously training our OCR.

Your personal contact:

Marco Paparella
Head of Sales

Your personal contact:

Marco Paparella
Head of Sales